{"id":148984,"date":"2024-07-29T09:34:02","date_gmt":"2024-07-29T09:34:02","guid":{"rendered":"https:\/\/all-car-news.com\/lassurance-automobile-nettement-plus-chere-que-lannee-derniere\/"},"modified":"2024-07-29T09:34:02","modified_gmt":"2024-07-29T09:34:02","slug":"lassurance-automobile-nettement-plus-chere-que-lannee-derniere","status":"publish","type":"post","link":"https:\/\/all-car-news.com\/fr\/lassurance-automobile-nettement-plus-chere-que-lannee-derniere\/","title":{"rendered":"L’assurance automobile nettement plus ch\u00e8re que l’ann\u00e9e derni\u00e8re"},"content":{"rendered":"

Forte hausse<\/h2>\n

L’enqu\u00eate<\/a> montre que les automobilistes paient actuellement leur assurance automobile beaucoup plus cher qu’il y a un an et demi.
\nEn janvier 2023, les N\u00e9erlandais payaient en moyenne 85,73 euros par mois.
\nUne enqu\u00eate r\u00e9cente, r\u00e9alis\u00e9e en juillet de cette ann\u00e9e, a montr\u00e9 que la prime moyenne s’\u00e9levait d\u00e9sormais \u00e0 90,38 euros.
\nPar cons\u00e9quent, les automobilistes paient aujourd’hui plus de 55 euros de plus par an pour la m\u00eame assurance automobile qu’en janvier de l’ann\u00e9e derni\u00e8re.
\nAvec une augmentation de plus de 9 %, la tendance de l’ann\u00e9e derni\u00e8re se poursuit et les primes devraient encore augmenter \u00e0 l’avenir. <\/p>\n

Pourquoi?<\/h2>\n

La forte hausse des primes s’explique en grande partie par l’augmentation de la charge des sinistres des assureurs, qui s’est consid\u00e9rablement alourdie pour la quatri\u00e8me ann\u00e9e cons\u00e9cutive.
\nLes assureurs doivent payer davantage aux clients qui pr\u00e9sentent des demandes d’<\/a>indemnisation. Il y a plusieurs raisons \u00e0 cela. Par exemple, les pi\u00e8ces automobiles sont de plus en plus sophistiqu\u00e9es et donc plus ch\u00e8res \u00e0 r\u00e9parer ou \u00e0 remplacer.
\nEn outre, de plus en plus de voitures \u00e9lectriques circulent et la r\u00e9paration de ces v\u00e9hicules est nettement plus on\u00e9reuse que celle des voitures \u00e0 essence. <\/p>\n

L’assurance dans les grandes villes est deux fois plus ch\u00e8re<\/h2>\n

Les diff\u00e9rences r\u00e9gionales jouent \u00e9galement un r\u00f4le dans l’augmentation des primes.
\nCette ann\u00e9e, l’assurance automobile \u00e0 La Haye est en moyenne la plus ch\u00e8re.
\nL’assurance WA y co\u00fbte en moyenne 122,69 euros par mois, alors que dans une ville plus petite comme Assen, elle ne co\u00fbte que 73,43 euros par mois.
\nUn habitant de La Haye paie donc presque le double par mois.
\nComme les polices d’assurance les plus ch\u00e8res sont souscrites dans les grandes villes, la moyenne nationale des primes augmente en cons\u00e9quence. <\/p>\n

L’\u00e9cart de primes entre les assureurs reste important<\/h2>\n

Si les primes ont augment\u00e9, cela ne signifie pas pour autant que les automobilistes doivent se r\u00e9signer \u00e0 souscrire une assurance automobile plus ch\u00e8re.
\nLes diff\u00e9rences de primes entre les assureurs sont importantes.
\nTous les assureurs n’ont pas augment\u00e9 leurs primes de la m\u00eame mani\u00e8re cette ann\u00e9e.
\nLa diff\u00e9rence entre la prime la plus basse et la prime moyenne est souvent de l’ordre de 25 euros par mois, soit une diff\u00e9rence de 300 euros par an. <\/p>\n","protected":false},"excerpt":{"rendered":"Forte hausse Les automobilistes paient actuellement leur assurance automobile beaucoup plus cher qu'il y a un an et demi, selon\u2026","protected":false},"author":0,"featured_media":142842,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[127],"tags":[],"class_list":["post-148984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nouvelles-de-voiture"],"acf":[],"yoast_head":"\nL'assurance automobile nettement plus ch\u00e8re que l'ann\u00e9e derni\u00e8re - All cars news<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/all-car-news.com\/fr\/lassurance-automobile-nettement-plus-chere-que-lannee-derniere\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L'assurance automobile nettement plus ch\u00e8re que l'ann\u00e9e derni\u00e8re - All cars news\" \/>\n<meta property=\"og:description\" content=\"Forte hausse Les automobilistes paient actuellement leur assurance automobile beaucoup plus cher qu'il y a un an et demi, selon l'enqu\u00eate. 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