{"id":131688,"date":"2023-02-13T10:15:35","date_gmt":"2023-02-13T10:15:35","guid":{"rendered":"https:\/\/all-car-news.com\/un-jeune-paie-une-assurance-auto-bleue\/"},"modified":"2023-02-13T13:17:53","modified_gmt":"2023-02-13T13:17:53","slug":"un-jeune-paie-une-assurance-auto-bleue","status":"publish","type":"post","link":"https:\/\/all-car-news.com\/fr\/un-jeune-paie-une-assurance-auto-bleue\/","title":{"rendered":"Un jeune paie une assurance auto bleue"},"content":{"rendered":"

245 pour cent <\/h2>\n

Plongeons directement dans les chiffres. Les automobilistes n\u00e9erlandais d\u00e9pensent en moyenne 74,75 euros par mois – ou 897 euros par an – pour leur assurance automobile. Pour les jeunes conducteurs, \u00e2g\u00e9s de 18 \u00e0 20 ans, ce montant est sup\u00e9rieur de 245 %. En effet, en 2022, les automobilistes \u00e2g\u00e9s de 18 \u00e0 20 ans ont pay\u00e9 en moyenne 183,05 \u20ac par mois pour leur assurance automobile, ce qui repr\u00e9sente pr\u00e8s de 2 200 \u20ac par an. \u00ab\u00a0Ainsi, pour les jeunes conducteurs, qui n’ont g\u00e9n\u00e9ralement pas encore de revenus \u00e9lev\u00e9s, assurer leur propre voiture est presque inabordable\u00a0\u00bb, explique Amanda Bulthuis, experte en argent et en assurances chez Geld.nl<\/a>.<\/p>\n

Pourquoi?<\/strong><\/h2>\n

Les jeunes paient le plus lourd tribut car ils ont moins d’exp\u00e9rience et conduisent souvent plus imprudemment. Par cons\u00e9quent, ils causent plus de dommages et cela entra\u00eene plus de co\u00fbts potentiels pour l’assureur. Selon M. Bulthuis, les jeunes en dehors de la ville sont particuli\u00e8rement touch\u00e9s. \u00ab\u00a0Ne pas conduire de voiture peut \u00eatre un moindre probl\u00e8me pour les jeunes dans une ville, avec de nombreuses options de transport public. Mais dans les villages et les zones rurales, vous avez encore vraiment besoin d’une voiture. En bref, les jeunes des zones rurales sont particuli\u00e8rement touch\u00e9s.\u00a0\u00bb<\/p>\n

Que faire ?<\/h2>\n

Les jeunes qui veulent payer le moins possible ont int\u00e9r\u00eat \u00e0 choisir une voiture plus petite et plus ancienne. \u00ab\u00a0L’assurance automobile d’une Volkswagen Golf de 10 ans ou d’une BMW S\u00e9rie 1 est facilement 25 % plus ch\u00e8re que celle d’une Toyota Aygo du m\u00eame \u00e2ge. Donc, avant de choisir votre voiture, regardez bien ce qu’elle vous co\u00fbtera en prime d’assurance.\u00a0\u00bb<\/p>\n

En outre, il est utile de comparer plusieurs assureurs. La diff\u00e9rence entre la prime la plus basse et la plus \u00e9lev\u00e9e est de 110 euros par mois en moyenne pour les automobilistes \u00e2g\u00e9s de 18 \u00e0 21 ans. Sur une base annuelle, cela repr\u00e9sente plus de 1 300 euros.<\/p>\n

Assurance automobile au nom des parents <\/h2>\n

Ensuite, un autre avertissement pour les jeunes : il est interdit de souscrire une assurance automobile au nom de ses parents. Si l’assureur le d\u00e9couvre, les cons\u00e9quences sont importantes pour les deux parents et l’enfant. Vous devrez alors payer vous-m\u00eame les dommages \u00e9ventuels et les parents et l’enfant recevront une alerte \u00e0 la fraude \u00e0 leur nom, ce qui rendra toute assurance pratiquement impossible pour les ann\u00e9es \u00e0 venir.<\/p>\n

Lire aussi : Recherche : les hybrides rechargeables consomment beaucoup plus en pratique que ce qui est annonc\u00e9<\/a><\/p>\n

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Recherche : les hybrides rechargeables consomment beaucoup plus dans la pratique que ce qui est annonc\u00e9<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"245 pour cent Plongeons directement dans les chiffres. Les automobilistes n\u00e9erlandais d\u00e9pensent en moyenne 74,75 euros par mois - ou 897\u2026","protected":false},"author":0,"featured_media":122262,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"class_list":["post-131688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fond"],"acf":[],"yoast_head":"\nUn jeune paie une assurance auto bleue - All cars news<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/all-car-news.com\/fr\/un-jeune-paie-une-assurance-auto-bleue\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Un jeune paie une assurance auto bleue - All cars news\" \/>\n<meta property=\"og:description\" content=\"245 pour cent Plongeons directement dans les chiffres. 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