{"id":163849,"date":"2025-05-27T14:50:32","date_gmt":"2025-05-27T14:50:32","guid":{"rendered":"https:\/\/all-car-news.com\/por-que-es-imprudente-contratar-un-seguro-a-nombre-de-tu-madre-o-de-tu-padre\/"},"modified":"2025-05-27T14:50:32","modified_gmt":"2025-05-27T14:50:32","slug":"por-que-es-imprudente-contratar-un-seguro-a-nombre-de-tu-madre-o-de-tu-padre","status":"publish","type":"post","link":"https:\/\/all-car-news.com\/es\/por-que-es-imprudente-contratar-un-seguro-a-nombre-de-tu-madre-o-de-tu-padre\/","title":{"rendered":"Por qu\u00e9 es imprudente contratar un seguro a nombre de tu madre o de tu padre"},"content":{"rendered":"

Frente a <\/h2>\n

Suena inteligente: contratar un seguro de ciclomotor a nombre de tu madre o tu padre, porque llevan a\u00f1os conduciendo sin siniestros y son mucho m\u00e1s baratos que t\u00fa como ciclomotorista de 16 a\u00f1os. Pero, por supuesto, esa no es la intenci\u00f3n. Porque si eres el conductor real, pero no lo declaras como tal, eso es un enga\u00f1o. Y eso puede perjudicarte considerablemente en caso de siniestro. <\/p>\n

La aseguradora Univ\u00e9<\/a> est\u00e1 observando un aumento del uso del \u201cfronting\u201d. Las investigaciones internas demuestran que los j\u00f3venes de entre 16 y 22 a\u00f1os son especialmente creativos a la hora de rellenar sus solicitudes. Sobre todo los conductores de Vespa y los menores, que brillan por su ausencia en la p\u00f3liza aunque salgan a la carretera. <\/p>\n

Los padres sobre la pol\u00edtica<\/h2>\n

El an\u00e1lisis de miles de solicitudes de los \u00faltimos tres a\u00f1os muestra una tendencia clara. Los j\u00f3venes intentan introducir diferentes edades para ver d\u00f3nde consiguen la oferta m\u00e1s barata. En 2024, el 15% de las solicitudes ya mostraban que el conductor real no figuraba en la p\u00f3liza. En 2025, esto ya ha aumentado a m\u00e1s del 20%. <\/p>\n

35 a\u00f1os o m\u00e1s<\/h2>\n

Lo que resulta especialmente sorprendente a este respecto: el n\u00famero de p\u00f3lizas de seguro de scooter a nombre de personas mayores de 35 a\u00f1os est\u00e1 aumentando notablemente. Incluso hay un repunte de personas de 49 a\u00f1os que de repente contratan un seguro. Lo m\u00e1s probable es que no se trate de un amor renovado por el ciclomotor, sino m\u00e1s bien del resultado de padres que contratan seguros para sus hijos. <\/p>\n

Supervisi\u00f3n y controles m\u00e1s estrictos de las p\u00f3lizas de seguros de scooters <\/h2>\n

Por ello, Univ\u00e9 ha anunciado que realizar\u00e1 controles m\u00e1s estrictos sobre qui\u00e9n conduce realmente. Piensa en controles aleatorios, consultas en caso de da\u00f1os o controles adicionales al contratar una p\u00f3liza. As\u00ed que est\u00e1s avisado. <\/p>\n

Lee tambi\u00e9n: Max Verstappen tiene una idea brillante para que el GP de M\u00f3naco del a\u00f1o que viene sea realmente interesante<\/a><\/p>\n

\n
\n

Max Verstappen tiene una idea brillante para que el GP de M\u00f3naco del a\u00f1o que viene sea realmente interesante<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"Fachada Suena inteligente: contratar un seguro de ciclomotor a nombre de tu madre o tu padre, porque llevan a\u00f1os conduciendo…","protected":false},"author":0,"featured_media":155263,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[126],"tags":[],"class_list":["post-163849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias-de-autos"],"acf":[],"yoast_head":"\nPor qu\u00e9 es imprudente contratar un seguro a nombre de tu madre o de tu padre - All cars news<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/all-car-news.com\/es\/por-que-es-imprudente-contratar-un-seguro-a-nombre-de-tu-madre-o-de-tu-padre\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Por qu\u00e9 es imprudente contratar un seguro a nombre de tu madre o de tu padre - All cars news\" \/>\n<meta property=\"og:description\" content=\"Fachada Suena inteligente: contratar un seguro de ciclomotor a nombre de tu madre o tu padre, porque llevan a\u00f1os conduciendo sin siniestros y son mucho m\u00e1s baratos que t\u00fa como ciclomotorista de 16 a\u00f1os. 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