{"id":147207,"date":"2024-08-29T10:02:05","date_gmt":"2024-08-29T10:02:05","guid":{"rendered":"https:\/\/all-car-news.com\/the-importance-of-good-car-insurance\/"},"modified":"2024-08-29T10:02:05","modified_gmt":"2024-08-29T10:02:05","slug":"the-importance-of-good-car-insurance","status":"publish","type":"post","link":"https:\/\/all-car-news.com\/en\/the-importance-of-good-car-insurance\/","title":{"rendered":"The importance of good car insurance"},"content":{"rendered":"

When you own a car (motor vehicle) you are required by law to insure it.
\nYou do this by getting car insurance and this is very important.
\nThe fact is that if you do not do this, you can incur a hefty fine.
\nIn addition, in the past you could even risk imprisonment and your driver’s license could be taken away.
\nNowadays, the only thing you can get is a hefty fine, which is not something you want.
\nAre you curious about why car insurance is so important? Read on here<\/a>. <\/p>\n

Why compulsory car insurance?<\/h2>\n

The WAM came into being in 1963.
\nWAM stands for “Motor Insurance Liability Act” and was developed to protect possible victims.
\nCar insurance has everything to do with this law, because according to it, every car must have at least WAM insurance.
\nHowever, this law is not only for car owners, but insurers are also subject to certain requirements.
\nFor example, the insurance must pay out at least 1 million euros to a personal injury victim, or 5 million euros per occurrence. <\/p>\n

Consequences of not buying auto insurance<\/h2>\n

As described above, there are also consequences for not having car insurance.
\nOne of these is a hefty fine of 400 euros.
\nHowever, if the police stop you when you are not insured, you risk a fine of 550 Euros.
\nIf you repeatedly violate this offense, this fine can be issued three times a year.
\nSo really be well prepared and make sure you get a good car insurance policy. <\/p>\n

Temporarily stopping your car insurance, is it possible?<\/h2>\n

Yes, you can.
\nSuppose you are going abroad for an extended period of time, and you are not using your car, you can suspend your license plate and temporarily stop the car insurance. Attention! There are strict requirements for this, though, and suspending can create difficulties in getting your car reinsured when you return.<\/p>\n

Which car insurance should I choose?<\/h2>\n

It is always useful to compare different car insurance policies.
\nAfter all, good car insurance is very important.
\nYou don’t want to be left empty-handed if something happens to your car.
\nShould you not be able to pay for damage to the car yourself or replace the car in case of high repair costs (or total loss) then an all risk car insurance<\/a> is always a good choice.
\nShould you be able to cover all costs yourself, other forms of insurance may also be appropriate.
\nSo research for yourself what you can and cannot do and what you do and do not value. <\/p>\n","protected":false},"excerpt":{"rendered":"When you own a car (motor vehicle) you are required by law to insure it. 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