Car well insured with legal help
Your car must be insured, it is required by law. The minimum insurance is the third-party insurance, which covers damage you cause to others. You can also opt for more comprehensive coverage such as limited hull or all-risk. But did you know that legal assistance can be an important additional coverage? This offers legal help in case of conflicts over damage, liability or repairs.
Different types of car insurance
Third-party insurance only covers the cost of damage or injury you cause to others, up to a certain maximum. Damage to your own car as a result of a collision is not covered. The same applies to damage to the car as a result of, for example, burglary, theft or weather conditions.
TPL insurance with limited casco offers more protection than standard TPL insurance. Besides damage to others, this insurance also covers damage to your own car caused by external factors such as theft, fire, burglary or natural disasters. Examples are the Alles in één Polis policy or the AutoBewust insurance from Interpolis.
The most comprehensive coverage is all-risk insurance. This insurance pays for virtually all damages, regardless of how they occurred, including damage to your own car from an accident for which you are responsible. All-risk insurance is especially recommended for new or valuable vehicles. In the event of a total loss, all-risk insurance often also reimburses the original purchase price, in addition to the cost of repairs.
Why legal assistance with your car insurance?
Legal aid can be of great value in situations such as:
- A discussion of fault after an accident.
- Disagreement over the amount of compensation.
- A conflict with the garage over bad repairs.
With legal aid, you get legal help and advice without incurring high costs yourself. This can save you a lot of time and stress.
What does legal aid cover?
Coverage varies by insurer, but often you can count on:
- Legal advice in traffic disputes.
- Assistance in recovering damages from the other party.
- Support for conflicts with garages or dealers.
Comparison pays off
When choosing a car insurance policy, it is smart to look not only at the premium, but also at legal assistance options. This is often an affordable add-on that protects you from unexpected legal costs.
Choose security with Interpolis
At Interpolis you can easily add legal assistance to your car insurance. This way you are not only well insured against damage, but also protected in case of legal conflicts. For more information visit Interpolis Legal expenses insurance